Articles

Check out my monthly articles in the Seekonk Reporter and Rehoboth Reporter.  Online versions of the articles are only available for one month through the Reporter.  Past articles are included below.

The four main components involved in a divorce settlement include asset/debt division, support payments, parenting plan and miscellaneous areas.

This article includes the basics of managed accounts, portfolio/tax strategies considerations, and how to evaluate your investments.

This article covers some of the basics to review as part of your reflection on goals and priorities.

Who does not want to reduce income taxes?  This article covers some important year-end considerations and strategies to reduce income taxes.

Insurance planning is one of the key components in your financial planning.  This article covers some of the basic considerations for life insurance, disability insurance, long-term care insurance and property casualty insurance.

Estate planning is the process of implementing strategies and documents that outline what will happen in the event of your death or disability.  This article covers some of the basic considerations and documents.

The basic college savings vehicles include 529 Plans, Roth IRAs and UTMA Acccounts.

The four main components involved in a divorce settlement include asset/debt division, support payments, parenting plan and miscellaneous areas.

There are a variety of ways to finance education expenses.  The key is to start as soon as you can and have a plan you regularly review. 

Transitioning into retirement can be both exciting and daunting.  Changes in health care, income and taxation are a few of the main areas to plan for.

Once you are retired, you will need to create a retirement distribution stategy, including how much and when to withdraw from retirement plans, as well as global tax strategies.

Student loan repayment programs are quite complex and can be overwhelming.  There are several Income Driven Repayment (IDR) programs, each with different payment and forgiveness parameters.

Lots of people call themselves financial advisors, but not all financial advisors do comprehensive financial planning.  Financial planning includes financial position, insurance planning, invesetment planning, retirement planning, tax planning and estate planning.  

Tax planning is one of the main components of an effective financial plan.  Some tax statagies include tax deferral, tax credits, tax-tree income and tax deductions.